Income comes in. Smart Canadians split it into 5 accounts: chequing for spend · HISA for liquid · TFSA for tax-free growth · RRSP for retirement · FHSA for first home · GICs for locked rates. The interactive diagram below shows where YOUR money should go.
Set what % of income goes where. The diagram updates. The 25-year projection updates. Your retirement budget updates.
Every account has its own calculators, top providers, and rates.