Mortgage math. Loan payments. Tax breakdowns. Retirement projections. 46 calculators using real Canadian rules — CMHC premium tiers, GDS/TDS ratios, marginal tax brackets, provincial LTT, semi-annual compounding — and every answer is visualized with charts.
Monthly payment + full amortization chart
→💰Affordability + StressMortgage & Real EstateHow much home can you actually qualify for?
→💵Personal LoanLoans & DebtMonthly payment + interest comparison
→🚗Auto LoanLoans & DebtCar payment + term + financing breakdown
→📈Compound InterestInvesting & GrowthSee your money grow over decades
→⚖️RRSP vs TFSARegistered AccountsWhich one for which dollar? Marginal tax math
→📒TFSA Room TrackerRegistered Accounts2009-2026 limits · live room from your birth year
→🌴Retirement PlannerRetirementNest egg + monthly savings target
→🧾Income TaxTaxes & IncomeFederal + provincial marginal & average rates
→💼Salary CalculatorTaxes & IncomeGross → net in any province (2026 brackets)
→⚡Net WorthPersonal FinanceAssets − liabilities · health score
→CMHC tiers, GDS/TDS ratios, federal stress test, semi-annual compounding — every Canadian mortgage rule is baked in.
Monthly payment + full amortization chart
→💰Affordability + Stress★ POPULARHow much home can you actually qualify for?
→📊Amortization ScheduleYear-by-year principal vs interest breakdown
→🛡CMHC InsuranceDefault insurance premium (down payment < 20%)
→📍Land Transfer TaxAll 13 jurisdictions including Toronto MLTT
→💵Down PaymentFHSA + HBP + savings → 5/10/20% targets
→⚖️Prepayment Penalty3-months interest vs IRD — which will they hit you with?
→🔄Rent vs BuyBreak-even year with real Canadian assumptions
→♻️Mortgage RefinanceNew rate vs penalty cost · breakeven month
→⚡Biweekly MortgageAccelerated biweekly vs monthly · years saved
→📐Loan-to-Value (LTV)Your equity ratio · qualifies you for what
→Credit card payoff calculators that show real interest savings. Auto loan / lease decisions. Debt consolidation with actual rate math.
Monthly payment + interest comparison
→🚗Auto Loan★ POPULARCar payment + term + financing breakdown
→🔁Auto RefinanceRefi savings vs current loan
→🔗Debt ConsolidationCombine multiple debts at one fixed rate
→🏔️Debt Payoff (Avalanche)Pay highest APR first · max interest savings
→💳Credit Card PayoffMin payment vs targeted · years + interest saved
→🚙Lease vs Buy (Car)True cost of leasing vs buying over 5 years
→💸Total Car CostSticker + insurance + fuel + maintenance + depreciation
→Compound interest, DCA, DRIP reinvestment, ROI vs IRR — the calculators every Canadian investor secretly googles.
See your money grow over decades
→➕Simple InterestStraight-line interest (loans, GICs without compounding)
→🔢APR vs APYWhat the bank advertises vs what you actually earn
→🔮Future ValueWhat a lump sum becomes over time
→🎯Investment GoalHow much/month to hit $X by year Y
→📅Dollar-Cost AveragingDCA simulator vs lump-sum returns
→💧DRIP ReinvestmentDividend reinvestment compounding power
→📊IRRInternal rate of return on uneven cash flows
→💯ROIReturn on investment · simple percentage
→🏦GIC CalculatorCompare GIC ladder vs HISA returns
→Live contribution room calculators based on your birth year + history. RRSP vs TFSA decision math with marginal tax rate.
Government benefit estimators + nest-egg math. Actually accurate Canadian assumptions (35-year max CPP, OAS clawback at $90k+).
Province-specific brackets. CPP, EI, federal tax all baked in. Salary calculator that gives you both gross and net.
The basic Sunday-morning numbers every household should track. 50/30/20 budget rule, 3-6 month emergency fund, net worth health score.
Inflation-adjusted dollars · currency conversion at live rates.