★ TOOL · TFSA CONTRIBUTION ROOM TRACKER · 2026

How much TFSA room do you actually have?

Enter your birth year and total deposits. We'll calculate your cumulative limit using every annual cap since 2009 and show your remaining room. Bonus: see how withdrawals restore room.

★ INPUTS

Birth yearYou qualify for TFSA from age 18 onward.Total lifetime deposits ($)Sum of every contribution you've made since opening your first TFSA.Total withdrawals to date ($)Withdrawals restore room — but only at the start of the NEXT calendar year.Withdrawals made in 2026 ($)Current-year withdrawals don't restore room until 2027.

★ YOUR ROOM

$109,500

Available to contribute right now.

Eligible since2009

Cumulative limit$109,500

Less: deposits−$0

Plus: prior-year withdrawals+$0

★ EVERY ANNUAL LIMIT ★

Years you've been eligible

2009$5,000

2010$5,000

2011$5,000

2012$5,000

2013$5,500

2014$5,500

2015$10,000

2016$5,500

2017$5,500

2018$5,500

2019$6,000

2020$6,000

2021$6,000

2022$6,000

2023$6,500

2024$7,000

2025$7,000

2026$7,500

★ INPUTS

★ YOUR ROOM

Years you've been eligible

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