Enter your monthly after-tax income. We split it into Needs (50%), Wants (30%), and Savings/Debt Repayment (20%) — the Elizabeth Warren rule that's the most-recommended budget framework in personal finance. Each category includes example expenses to help you allocate.
Rent · groceries · utilities · transportation · insurance · minimum debt payments
Restaurants · streaming · gym · hobbies · vacations · gifts · entertainment
Emergency fund · RRSP/TFSA · debt repayment above minimum · down payment savings