★ PAY RAISE IMPACT · 2026

Your $5K raise isn't $5K.

A pay raise looks better than it actually is — after tax, CPP, EI, and (if applicable) pension contributions, the take-home is 40-55% lower. This calculator shows actual monthly net increase.

★ INPUTS

★ RESULTS

GROSS RAISE$5,000
LOST TO TAX/CPP/EI$1,931
BIWEEKLY NET$118
MONTHLY NET RAISE$256

★ Formula: Net raise = raise × (1 − tax − CPP − EI)