Westland Insurance is Canada's largest independent insurance broker — founded 1980 in Surrey BC, now operating 200+ offices coast-to-coast after acquiring smaller brokerages aggressively since 2015. Brokers don't underwrite — they shop the market for you across 50+ insurers. Best for complex cases (multi-vehicle, commercial, specialty risks) where shopping the market yourself is impractical.
Westland doesn't set your premium — they shop your file across 50+ insurer markets and recommend the best fit. For straightforward auto/home, you might save the broker's commission (~12-15%) by going direct via TD Insurance or belairdirect. For complex cases — commercial fleet, high-value home, multi-property, specialty boats/RVs — Westland's market access and claims-advocacy services genuinely earn their fee. They'll fight your insurer at claim time, which a direct-writer won't do.