BROKERAGES · 6 COMPARED · FROM $0 COMMISSION

$0 commission. Real trading. Canada.

Big-6 banks charge $9.95/trade. Wealthsimple charges $0. On 40 trades/year, that's $400 you keep — every single year. The calculator below compares 6 Canadian brokers including all hidden costs (FX conversion, ECN fees, monthly minimums).

★ TRADE TICKET14:22:08 EST
VFV.TO
$132.84+1.24%
BUY10 sh
TOTAL$1,328.40
Wealthsimple$0.00
Questrade$0.00(ETF buy)
Big-6 banks$9.95
CONFIRM ORDER →
$0PER TRADEWealthsimple
★ ANNUAL TRADE COST CALCULATOR ★

Your trading style. Your cost.

Includes commissions, FX conversion (USD trades), and broker minimums. Same math your statements show.

★ YOUR CHEAPEST BROKER
Interactive Brokers
$42/yr
vs $1,870 at the most expensive broker
★ YOUR TRADING
4 (lazy)40 (avg)500 (active)
0% (CAD only)50%100% (USD only)
Total annual volume$100,000
USD volume (with FX)$40,000
★ ANNUAL COST · LIVE
🥇
Interactive Brokers$1.00/trade · 0.00% FX
$42/yr
🥈
Wealthsimple Trade$0.00/trade · 1.50% FX
$1,200/yr
🥉
CIBC Investor's Edge$6.95/trade · 1.50% FX
$1,478/yr
#4
Qtrade Direct Investing$8.75/trade · 1.50% FX
$1,550/yr
#5
RBC Direct Investing$9.95/trade · 1.50% FX
$1,598/yr
#6
Questrade$6.95/trade · 1.99% FX
$1,870/yr
★ 6 BROKERAGES · DETAILED REVIEWS ★

Plans, fees, and what users say

WS
Wealthsimple Trade$0 minimum
CHEAPEST · BEGINNERS
4.7/58,240 reviews
STOCK TRADE$0.00
ETF BUY$0.00
FX1.50%
ACCOUNTSTFSA · RRSP · FHSA · RESP · Cash · Crypto
  • $0 stock + ETF trades
  • $0 minimum
  • Crypto integrated
  • USD account on Plus tier
UPGRADEPlus $10/mo (0% FX)
★ USER REVIEW"Came from Questrade for the $0 trades. App is gorgeous. Plus tier pays for itself if I trade USD twice a year. — Sarah K., Toronto"

Most popular Canadian broker. Truly $0 trades on stocks AND ETFs. Plus tier ($10/mo) eliminates the 1.5% FX fee on USD purchases.

Open account
QT
Questrade$1,000 minimum
POWER USERS · ETF-FREE
4.5/512,480 reviews
STOCK TRADE$6.95
ETF BUY$0.00
FX1.99%
ACCOUNTSTFSA · RRSP · FHSA · RESP · LIRA · LIF · Non-reg
  • $0 ETF purchases
  • IQ Edge pro platform
  • US-dollar accounts (no FX)
  • Most account types
UPGRADEIQ Edge Pro · $89/mo
★ USER REVIEW"Most flexible broker in Canada. USD account saves me $200/yr in FX. Pro platform is overkill for casual but invaluable for active. — Daniel V., Winnipeg"

Best self-directed broker for serious investors. Free ETF buys (sells charged). Pro platform IQ Edge with Level II quotes for active traders.

Open account
QTR
Qtrade Direct Investing$0 minimum
BEST RESEARCH · ETF LIST
4.6/54,520 reviews
STOCK TRADE$8.75
ETF BUY$0.00
FX1.50%
ACCOUNTSTFSA · RRSP · FHSA · RESP · LIRA · Non-reg
  • 100+ free ETFs
  • $6.95 active trader
  • Best research tools
  • Free if $25k assets
UPGRADEFree w/ $25k+ assets
★ USER REVIEW"Best research tools of any Canadian broker. Stock screener + analyst reports = gold. Free trades above $25k sealed it. — Emma S., Ottawa"

Highest-rated for research and customer support. 100+ commission-free ETFs (largest list in Canada). Active trader tier at $6.95/trade.

Open account
IBK
Interactive Brokers$0 minimum
LOWEST FX · GLOBAL ACCESS
4.5/52,840 reviews
STOCK TRADE$1.00
ETF BUY$1.00
FX0.00%
ACCOUNTSTFSA · RRSP · FHSA · Margin · Non-reg
  • $0.002% FX (cheapest)
  • Global markets
  • Lowest margin rates
  • Pro platform free $30k+
UPGRADEPro · $10/mo (waived $30k)
★ USER REVIEW"Trading USD/EUR/GBP cost me $5/yr instead of $500 at TD. Platform takes a week to learn but worth it. — Mike T., Vancouver"

Best for global investors and FX-sensitive trades. 0.002% FX is 750x cheaper than Big-6 banks. Steeper learning curve but lowest costs overall.

Open account
RBC
RBC Direct Investing$0 minimum
BIG-6 · FREE @ $15K
4.3/56,720 reviews
STOCK TRADE$9.95
ETF BUY$9.95
FX1.50%
ACCOUNTSTFSA · RRSP · FHSA · RESP · LIRA · Non-reg
  • Free if $15k+ eligible
  • RBC ecosystem
  • In-branch support
  • Analyst research included
UPGRADEFree w/ $15k+ eligible assets
★ USER REVIEW"Have a mortgage + business banking at RBC. The free trades above $15k essentially makes it $0 for me. Big-6 service is the cherry. — Aaliyah B., Halifax"

Big-6 reliability. Free trades once you have $15k+ in eligible accounts (RBC chequing, savings, GICs all count). Best Big-6 ecosystem integration.

Open account
CIB
CIBC Investor's Edge$0 minimum
CHEAPEST BIG-6 ($6.95)
4.1/53,420 reviews
STOCK TRADE$6.95
ETF BUY$6.95
FX1.50%
ACCOUNTSTFSA · RRSP · FHSA · RESP · LIRA · Non-reg
  • $6.95 = cheapest Big-6
  • $4.95 active trader
  • CIBC ecosystem
  • 24/7 support
UPGRADEActive Trader · $4.95
★ USER REVIEW"CIBC client for 15 yrs. Investor's Edge saves me $30/mo vs my old broker. Not the prettiest app but the price is right. — James L., Montreal"

Cheapest Big-6 commission rate ($6.95 vs $9.95-9.99 at others). Active trader tier at $4.95. Best for Big-6 customers who want lower per-trade cost.

Open account
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