RDSP · UP TO $90,000 IN GOV'T MATCHING

Up to $90,000 free. From the government.

The RDSP is the most generous government-matched account in Canada. Low-income families can receive up to $3,500/yr in grants + $1,000/yr in bonds — that's 300% match on the first $500 contributed. Over 20 years: $90,000 in free money.

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🤝RDSPDISABILITY SAVINGS
CDSG MAX$70,000
CDSB MAX$20,000
LIFETIME$200,000
★ RDSP CALCULATOR ★

Your contribution + government match

★ RDSP VALUE AFTER 10 YRS$88,702$15,000 you + $35,000 CDSG + $10,000 CDSB + growth
Low (300% match)$107kHigh
$25$125 (max grant)$500
ANNUAL CDSG$3,500
ANNUAL CDSB$1,000
TOTAL GRANTS$35,000
TOTAL GOV'T HELP$45,000
★ 4 RDSP PROVIDERS ★

Where to open your RDSP

WS
Wealthsimple RDSP$0 + 0.50% MER

Newest entrant. Auto-invested portfolios. Free transfer-in.

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BMO
BMO RDSP0.85-1.40% MER

Big-6 reliability. In-branch service for setup. Mutual funds only.

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RBC
RBC RDSP0.85-1.40% MER

Same as BMO. Best if you bank with RBC.

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TD
TD RDSP0.85-1.40% MER

Big-6 option with multilingual customer support.

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YOUR QUESTIONS

RDSP · straight answers

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Auto-invest RDSP

Wealthsimple · hands-off.

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