London is southwestern Ontario's largest city. Home of Western University. Affordable mortgages ($595k median vs Toronto $1.13M). Strong student + insurance industry borrowing. Same Ontario payday rules apply.
Click any product to see the lenders, rates, and how to apply in London.
Big-6 + Libro Credit Union (SW Ontario's largest) + online lenders.
→easyfinancial in downtown London. LoansCanada matches to ON-licensed subprime lenders.
→Mogo, Fairstone, easyfinancial.
→Avg consolidation: $13,200.
→Big-6 + Libro CU. Libro is member-owned and strong on small business + member loans.
→Three ways homeowners in London access mortgage capital — from buying a first home to tapping equity at sub-5% rates.
Median home $595k. Affordable. Nesto, True North, Butler + Big-6 + Libro all serve London.
→ Read moreBig-6 + Libro at Prime + 0.50%.
→ Read moreAlpine + Fisgard. Smaller market.
→ Read moreWhen you need a loan built around what you're buying — not a generic personal loan.
Big-6 + dealer financing. Insurance industry vehicles (London = London Life HQ historically).
OSAP + private. Western University and Fanshawe College are major. UWO-specific banking packages from Big-6.
Big-6 newcomer programs. International student population from Western.
BDC + Big-6 + Libro CU. Strong insurance + tech sectors.
London falls under Ontario's $14 per $100 payday cap. Licensed by FSRA.
Cost per $100 borrowed for 14 days
These aren't separate loan types — they're how the loans above get delivered. Same-day and e-Transfer "loans" are almost always payday or installment loans wired through Interac after approval. Listed for clarity.