Manitoba's lending market is anchored by Assiniboine Credit Union and the Big-6. Payday capped at $17/$100 — middle of the pack. Strong online lender access for remote Northern MB. Bilingual French/English service common.
Click any product to see the lenders, rates, and how to apply in Manitoba.
Assiniboine CU + Big-6 + online lenders all serve MB. Mogo and Spring Financial typically lowest online rates.
→easyfinancial has 15+ MB branches. LoansCanada matches to 20+ subprime MB-licensed lenders.
→Mogo, easyfinancial, Fairstone serve MB. Better than payday for $1,500+.
→Avg consolidation: $13,200. Lower than ON/BC because lower MB cost of living = less debt accumulated.
→Big-6 + Assiniboine CU. CU members get 0.25% better rates typically.
→Three ways homeowners in Manitoba access mortgage capital — from buying a first home to tapping equity at sub-5% rates.
Winnipeg median: $355k — one of Canada's most affordable. Nesto, True North + Big-6 all serve MB.
→ Read moreBig-6 + Assiniboine CU at Prime + 0.50%.
→ Read moreAlpine Credits + Fisgard. Smaller market than ON.
→ Read moreWhen you need a loan built around what you're buying — not a generic personal loan.
Big-6 + dealer financing + LendCare. Manitoba Public Insurance (MPI) handles auto coverage.
Manitoba Student Aid combined with federal Canada Student Loans.
RBC, Scotia, TD newcomer programs serve MB. Assiniboine CU has newcomer banking.
BDC + Big-6 + Assiniboine CU + Industry of Manitoba programs for ag/manufacturing.
Manitoba's payday cap is $17/$100 — $3 higher than ON/BC but lower than NS, NL, PEI. Licensed by Manitoba Consumer Protection Office. 2-day cooling-off period. No rollovers. A 14-day $500 loan costs $85 in fees (~443% APR if annualized).
Cost per $100 borrowed for 14 days
These aren't separate loan types — they're how the loans above get delivered. Same-day and e-Transfer "loans" are almost always payday or installment loans wired through Interac after approval. Listed for clarity.