● NEXT CRA DEADLINESELF-EMPLOYED DEADLINE2026-06-15 · T1 filing for self-employed (balance still due Apr 30)
13DAYS AWAY
★ 2026 CONTRIBUTION ROOM ★
What you can stash
TFSA$7,000/year
LIFETIME$102,000
SINCE2009
Tax-Free Savings · all gains tax-free forever
FHSA$8,000/year
First Home Savings · stack on TFSA + RRSP
RRSP$32,490/year
Registered Retirement · 18% of earned income max
RESP$2,500/year
Education for kids · CESG grant 20%
★ 2026 CALENDAR ★
Month-by-month
JAN01NEW TFSA + FHSA ROOM
APR30PERSONAL TAX DEADLINE
JUN15SELF-EMPLOYED DEADLINE
DEC15TAX INSTALMENT Q4
31TFSA WITHDRAWAL CUTOFF
31CHARITABLE DONATION
★ ALL 2026 DEADLINES ★
Full schedule
01JAN
✓ ADD/RESETNEW TFSA + FHSA ROOM+$7,000 TFSA · +$8,000 FHSA · contributions reset
02MAR
⚠ CRA DEADLINERRSP DEADLINELast day to contribute for 2025 tax year refund
30APR
⚠ CRA DEADLINEPERSONAL TAX DEADLINET1 filing + balance owing for 2025
15JUN
⚠ CRA DEADLINESELF-EMPLOYED DEADLINET1 filing for self-employed (balance still due Apr 30)
15SEP
○ SOFT DEADLINETAX INSTALMENT Q3Quarterly instalment if you owed last year
15DEC
○ SOFT DEADLINETAX INSTALMENT Q4Final quarterly instalment for 2026
31DEC
✓ ADD/RESETTFSA WITHDRAWAL CUTOFFWithdraw before Dec 31 to regain room Jan 1, 2027
31DEC
✓ ADD/RESETCHARITABLE DONATIONDonations after this date count for 2027 tax year
★ TOP MARGINAL · 2026 ★
Provincial tax rates
Rate shown = provincial top marginal · add ~33% federal for combined rate