Mei T.Toronto, ON · Mar 2026
★★★★★
Transferred 60k Aventura to Cathay Asia Miles for business class to Hong Kong. Got 3.2 cents/point in value. Aventura flexibility is unmatched.
Overview
The CIBC Aventura Visa Infinite is CIBC's flagship travel card with one of Canada's most flexible transfer-partner lineups. Aeroplan, British Airways Avios, Cathay Pacific Asia Miles, and American AAdvantage all accept Aventura point transfers at 1:1 ratio.
Earn 2x Aventura points on travel + dining + grocery, 1.5x on gas, 1x on everything else. Aventura points redeem at 0.66-2.5 cents per point depending on redemption (fixed-rate at 0.66¢ via Aventura travel portal; up to 2.5¢ via partner transfers for premium cabin flights).
Includes $100 NEXUS rebate every 4 years, Visa Infinite concierge, premium travel insurance, and competitive welcome bonus. Solid mid-tier alternative to TD Aeroplan or RBC Avion for travellers who don't want to commit to a single airline.
Welcome bonus
★ NEW CARDHOLDER OFFER
Earn 50,000 Aventura Points
Plus 5% cash back for first 4 months on up to $2,500 spend. Welcome bonus exceeds first year fee 3x over.
50,000 pts
Spend $1,000 in first 4 months
≈ $500+ travel value
Rewards & earn rates
Here's exactly what you earn per dollar across every category — and where this card pulls ahead of the field.
2xx
Travel + dining + groceryFlights, hotels, restaurants, all grocery stores
1.5xx
Gas + transitPetro-Can, Shell, Esso, TTC
1xx
Everything elseAll other purchases
Benefits & perks
Beyond the rewards, here are the perks worth knowing about.
🛂$100 NEXUS rebate (4yr)
Every 4 years, CIBC reimburses your NEXUS application fee.
🛡️Travel insurance package
Emergency medical $5M, trip cancellation $1,500, interruption $5,000, baggage, car rental CDW.
✈️Auto rental upgrade
Avis Preferred + Hertz Gold Plus status.
👔Visa Infinite concierge
24/7 travel + dining + ticket concierge.
Fees & rates
The numbers that show up on your statement.
ANNUAL FEE$139First year may be waived on promo
PURCHASE APR20.99%Standard
FX MARKUP2.5%⚠ Not FX-free
MIN INCOME$60,000 personal$100,000 household
Pros and cons
✓ PROS
- Most flexible transfer partner lineup of any Visa Infinite
- $100 NEXUS rebate every 4 years
- First-year welcome bonus exceeds 3x annual fee
- 2x on travel + dining + grocery covers most spend
- Avis + Hertz status
✗ CONS
- 2.5% FX markup
- Aventura points redemption value varies (0.66-2.5¢)
- 2x grocery lags Cobalt's 5x
- No lounge access
Who it's for
★ APPLY IF
- Multi-airline travellers wanting transfer flexibility
- Aeroplan + Avios + Asia Miles users
- NEXUS members appreciating the rebate
- CIBC existing customers
✗ SKIP IF
- Foodies (Cobalt 5x dining wins)
- Single-airline loyalists (TD Aeroplan dedicated)
- International shoppers (FX markup)
How it compares
We pitted this card against its closest rivals.
How to apply
The eligibility checklist before you hit the application button.
MIN CREDIT SCORE725+ recommended
MIN INCOME$60,000 personal / $100,000 household
OTHER ELIGIBILITYCanadian resident · 18+
DECISION TIME5-7 business days
Editor's verdict
8.3/10
★★★★★
FINAL VERDICT
Most flexible Canadian travel transfer card.
For travellers who want transfer flexibility across Aeroplan + Avios + Asia Miles + AAdvantage, the Aventura is unique. $139 fee + $100 NEXUS rebate + Visa Infinite concierge = solid value. RBC Avion at $120 is a direct competitor with similar partners. Choose based on banking relationship.
Apply for CIBC Aventura ↗User reviews
What current and former cardholders are saying. Aggregated from Trustpilot, Reddit (/r/PersonalFinanceCanada), and our own community comments.
4.2 / 5 ★
678 reviews
Robert P.Vancouver, BC · Feb 2026
★★★★★
Solid CIBC card. NEXUS rebate is the underrated perk. Wish FX-free though.