Loans Mortgages Cards Banking Investing Tools Locations FX Insurance Learn 75,000 points. Tokyo or Paris. You decide. The right travel card isn't about cash back — it's about turning $15,000 of normal spending into a $3,800 vacation . Pick your points program below, slide your balance, and see exactly where they take you.
✈ AIR CANADA BUSINESS
FLIGHT AC 003
SEAT 2A
GATE F87
BOARD 13:25
RETAIL $1,450
YOU PAID 75k pts
1.93¢ PER POINT actual value
★ POINTS CONVERTER · LIVE ★ Your points. Your itinerary. Pick your loyalty program. Slide your points balance. See every destination they unlock in real time.
★ YOUR PROGRAM AER Aeroplan MR Amex MR AVN RBC Avion BVY Marriott Bonvoy SCN Scene+
YOU CAN BOOK 11 destinations
All N. America Europe Asia Oceania S. America
🗽
YYZ → NYC
New York 12,000 pts · round trip
Retail value $380
3.17¢ / pt ✓ AVAILABLE
🏔
YYZ → YVR
Vancouver 25,000 pts · round trip
Retail value $520
2.08¢ / pt ✓ AVAILABLE
🌮
YYZ → MEX
Mexico City 22,000 pts · round trip
Retail value $480
2.18¢ / pt ✓ AVAILABLE
🌴
YYZ → LAX
Los Angeles 25,000 pts · round trip
Retail value $540
2.16¢ / pt ✓ AVAILABLE
🌺
YVR → HNL
Honolulu 35,000 pts · round trip
Retail value $720
2.06¢ / pt ✓ AVAILABLE
🇬🇧
YYZ → LHR
London 60,000 pts · round trip
Retail value $1,100
1.83¢ / pt ✓ AVAILABLE
🥐
YYZ → CDG
Paris 60,000 pts · round trip
Retail value $1,180
1.97¢ / pt ✓ AVAILABLE
🎨
YYZ → BCN
Barcelona 65,000 pts · round trip
Retail value $1,280
1.97¢ / pt ✓ AVAILABLE
🗼
YVR → NRT
Tokyo 75,000 pts · round trip
Retail value $1,450
1.93¢ / pt ✓ AVAILABLE
🌃
YYZ → HKG
Hong Kong 75,000 pts · round trip
Retail value $1,500
2.00¢ / pt ✓ AVAILABLE
🇦🇺
YVR → SYD
Sydney 90,000 pts · round trip
Retail value $1,850
2.06¢ / pt 🔒 NEED MORE
🌴
YYZ → GRU
São Paulo 70,000 pts · round trip
Retail value $1,320
1.89¢ / pt ✓ AVAILABLE
★ TOP 6 TRAVEL CARDS ★ The cards that earn these points Earn rates, welcome bonuses, and the perk that matters most.
COB Amex Cobalt American Express · $156/yr
BEST EARN · ENTRY-LEVEL WELCOME BONUS $1,000 Amex MR
Front-of-the-Line dining Hotel credit at FHR 5 hotel + flight protection Apply for Amex → SCG Scotia Gold Amex Scotiabank · $120/yr
NO-FX TRAVEL · 0% FOREIGN 5x on DINING + GROCERY + STREAMING
WELCOME BONUS $650 Scene+
NO FX FEES Travel insurance Concierge Apply for Scotia → AVN RBC Avion Visa Infinite Privilege RBC · $399/yr
CANADIAN AIRLINE ALL-ROUNDER WELCOME BONUS $1,500 Avion
Air Canada Maple Leaf Lounge passes Insurance package Avion direct fly Apply for RBC → AMP Amex Platinum American Express · $799/yr
LUXURY · LOUNGES · BUSINESS WELCOME BONUS $2,500 Amex MR
Centurion + Priority Pass $200 travel credit Hotel elite status Apply for Amex → AMR Amex Aeroplan Reserve American Express · $599/yr
AIR CANADA LOYALISTS WELCOME BONUS $1,700 Aeroplan
Maple Leaf Lounge access Companion flight (annual) Priority boarding Apply for Amex → BVY Marriott Bonvoy Amex American Express · $150/yr
HOTEL-FOCUSED TRAVELLERS WELCOME BONUS 65,000 pts Marriott Bonvoy
Annual free night (Cat 1-5) Silver Elite status 15 elite nights/yr Apply for Marriott → ★ LOUNGE ACCESS · BY TIER ★ Which card unlocks which lounge? Centurion · Priority Pass · Maple Leaf · Plaza Premium — the hierarchy decoded.
CENTURION AIRPORTS 7 in Canada · 50+ worldwide
DRINKS Premium open bar
FOOD Chef-curated
YOUR CARDS ★ Amex Platinum
PRIORITY PASS AIRPORTS 1,400+ worldwide
DRINKS Open bar
FOOD Buffet/à la carte
YOUR CARDS ★ Amex Platinum ★ CIBC Aventura Visa Infinite Privilege
MAPLE LEAF LOUNGE AIRPORTS 25 in Canada/US
DRINKS Beer/wine
FOOD Light bites
YOUR CARDS ★ Aeroplan Reserve ★ Avion VIP
PLAZA PREMIUM AIRPORTS 15 in Canada · 70+ worldwide
DRINKS Beer/wine
FOOD Hot buffet
YOUR CARDS ★ Scotia Passport Visa Infinite ★ TD Aeroplan Visa Infinite
YOUR QUESTIONS
Travel rewards · straight answers What's a "good" cents-per-point value? − For Aeroplan and Amex MR, target 1.5-2.5¢ per point. Anything below 1¢ is a poor redemption — you're better off using cash and earning cash back. The headline redemptions: 75,000 Aeroplan for YYZ-NRT economy ($1,450 cash value = 1.93¢/pt) is great. 35,000 Marriott Bonvoy for a $280 hotel night = 0.8¢/pt is mediocre — only use if you need the 5th-night-free perk. Aeroplan vs Amex MR — which is more flexible? + Is the Amex Platinum $799 fee actually worth it? + How do I avoid foreign transaction fees? + What are points worth at hotels vs flights? + Should I take the Aeroplan welcome bonus or the cash one? + Can I pool points with my partner? + When should I burn vs save my points? +